Michael Kapustin

Michael Kapustin, CFP, ChFC is a Senior Vice President with the Alpha Benefit Division of

Brown & Brown, Inc. He has over 25 years experience in Financial Services with the last

15 years specializing in the sales, implementations and ongoing services of Employee

Benefits. His relationships with most major insurance companies has afforded him the

opportunity of input into the development of new benefits and the ability to secure the

best underwriting and pricing for his clients. Along with his extensive knowledge of all

lines of Ancillary Coverages and Medical Insurances, Mr. Kapustin is responsible for

having built the present voluntary consulting services model and multi-carrier platform

presently used by Alpha Benefits Group.