Is there anything more important to the lifeblood of your business than the assets you own or manage?

At Brown & Brown of Pennsylvania, we will protect your assets as if they were our own.

Insured Real Estate Types







Lines of Coverage Offered:

  • Property

  • General Liability

  • Builder’s Risk

  • Workers’ Compensation

  • Pollution Insurance

  • Management & Professional Liability

  • Business Income

  • Umbrella

  • Flood Insurance

  • Cyber Liability

  • Tenant Liability

Market Access

As a top 10 national brokerage, Brown & Brown of Pennsylvania is able to leverage our market strength to deliver superior results in coverage and pricing. We represent top-rated carriers that have expertise insuring many types of real estate.

Managing Risk

Our analysis of your policies and contracts is designed to help your organization enhance profits by reducing its total cost of risk. Rather than the traditional reactive approach to risk management, we take a proactive one. To anticipate issues BEFORE they happen, we proactively identify coverage gaps and potential contractual non-compliance.

Creative Solutions

We understand your unique needs as a real estate owner, manager, or developer. Our team of real estate insurance brokers offers creative solutions with these needs in mind. Our solutions help provide insurance process efficiencies and cost savings to the real estate industry.

Real Estate Case Study

Apartment Owner & Manager – Philadelphia, PA

The Challenges

  1. Inefficient insurance program with more than 10 insurance policies
  2. Coverage issues uncovered after a thorough analysis of the existing program
    • Coverage was limited to $10 million. The policy was insured $100M+ of real estate
    • Coverage was limited for roofs over 20 years old
    • Subcontracted work was not covered properly
    • Uncovered exposure to employment and management related claims
  3. Existing broker had a limited service team, which frustrated and created issues for the client

The Solutions

  • We consolidated coverage into 3 manageable policies with one bill

  • We negoiated with new insurance carriers to correct the numerous coverage issues found in the previous policies while reducing premium by $40k

  • Our real estate division’s service team of seven account managers and three assistant account managers stepped in to efficiently handle the client’s service needs

Matt Heller - Insurance & Risk Management Advisor

Meet The Team

“I have always admired the important role real estate owners, managers, and developers play in the improving of lives and communities. In turn, I’ve developed a passion of helping support the industry in furthering these initatives. My goal for every client is to add value in the areas that traditionally hinder growth;  the administrative burden of managing an insurance program, rising insurance costs, and uncovered financial losses. Having the chance to watch my clients’ real estate businesses grow so that they can take advantage of new opportunties and improve additional lives and communities is why I do what I do.”

Matt Heller, Real Estate Insurance Specialist