Voluntary Benefits have become an integral part of employee benefit packages.  As health Insurance has gotten more expensive employers have cut back on what their health insurance plans cover and also terminated other employer paid coverages. This cutting back of benefits has increased gaps in coverage making voluntary benefits an important vehicle for insuring that employees have comprehensive benefits.

Brown & Brown of PA, LP via our predecessor company, Alpha Benefits Group, started as a Voluntary Insurance Benefit consulting and enrollment firm back in 1986…way before most brokers had even heard of voluntary benefits. Unlike most brokers, we take the responsibility of not only consulting on the insurances, but we actually run the employee enrollment. We do not use outside enrollment firms so you can be assured that you know who is meeting with your employees.

OUR APPROACH

Our Unique Approach to Voluntary Benefits:

  • We use non-commissioned benefit consultants to enroll your employees
  • We work with many different carriers to find the best products / inexpensive to meet your employees’ needs…No one size fits all from only one insurance company
  • Most insurances are offered on a guaranteed acceptance basis…even your employees with health issues will be accepted
  • Our benefit consultants use a planning approach to ensure the employee’s most crucial needs are covered first
  • We have dedicated staff to ongoing billing and claims assistance.

AVAILABLE PRODUCTS

Available Insurance products – at little or no direct expense to an employer

  • Dental
  • Vision
  • Short & Long Term Disability
  • Group Life
  • Accidental Death & Dismemberment
  • Long Term Care
  • Accident
  • Critical Illness
  • Whole Life
  • Universal Life
  • Term Life
  • Legal
  • Identity Theft
  • Auto/Homeowners
  • Gap Medical Plans
  • Limited Medical Plans